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57 Pine Tree Row, Lake Zurich, IL 60047.
ONLY TWO BOATS ALLOWED ON DOCK*BEACH RIGHTS ALLOWED.. BACKYARD IS FENCED WITH WOODED VIEW! QUIET! PRIVATE! SERENE KOI POND. Custom quality, thoughtful updates, and distinctive details give this beautifully maintained 3-bedroom, 2-bath ranch its own special character. Enjoy lake views and a peaceful setting backing to Kuechmann Park, all close to downtown Lake Zurich, restaurants, and shopping. Large replacement windows and a skylight welcome abundant natural light, highlighting gleaming hardwood floors and a welcoming living room with a fireplace. The updated eat-in kitchen overlooks the backyard and features custom white cabinetry, quartz countertops, and KitchenAid stainless steel appliances, including a double oven and microwave with convection features. Two thoughtfully renovated bathrooms, solid wood doors, generously sized bedrooms, and ample closet space add comfort and quality throughout. Step outside to an expansive, illuminated brick paver patio surrounded by colorful perennials and mature landscaping. A koi pond with a soothing waterfall creates a relaxing backdrop, while the aluminum fence frames views of the woods at Kuechmann Kove Nature Playscape and Arboretum. Whether enjoying morning coffee or a quiet evening outdoors, this backyard feels like a private retreat. Updates include windows, roof, low-maintenance LP siding, exterior doors, mechanicals, and a water filtration system. Lake rights include shared access with just seven other homes to a private beach and dock with boat access. A distinctive home where indoor comfort, outdoor beauty, and Lake Zurich living come together.
MLS ID: 12800493
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57 Pine Tree Row, Lake Zurich, IL 60047.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $499,800 | $499,800 | $499,800 |
| Down Payment | $99,960 | $17,493 | $124,950 |
| Monthly Mortgage Amount | $2,593 | $3,183 | $3,214 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,435 | $4,245 | $4,056 |
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